Medical
All three of Chevron Phillips Chemical’s medical plan options —
the Select EPO Plan, the Choice PPO Plan and the Value CDH
Plan — cover designated in-network preventive medical services
at 100%. This means that there is no out-of-pocket cost to you for
these designated preventive services — no deductible to pay up
front, no copayment and no co-insurance.
In general, designated preventive services include routine
screenings, checkups, and counseling to prevent illness, disease
or other health problems. In response to participant requests for
more detailed information, the specific designated preventive
services are outlined in the tables on the following page. Note
that these specific procedures are often provided during routine
physical exams, such as regular checkups, routine gynecological
visits and well-child exams.
You won’t have to pay anything for these designated preventive
services when:
•
You receive them from a doctor or other health care provider in
our network.
•
The main purpose of your visit is to get preventive care.
However, please note that these services are not considered
preventive if you get them as part of being diagnosed, monitored
or treated for an illness or injury (except certain care in relation
to pregnancy). Also, you may incur out-of-pocket costs if you
receive non-preventive services during the same office visit. In
these cases, deductibles, copays and co-insurance likely apply.
Be sure to let your network doctor know that your medical plan
covers these preventive services at 100% when they are billed as
part of your preventive care. Chevron Phillips Chemical’s medical
plans follow the recommendations of national medical societies
about how often children, men and women need these services.
Be sure to talk with your doctor about which services are right for
your age, gender and health status.
PREVENTIVE
CARE
GUIDE
1
This booklet is for guidance of Company
employees and is not to be construed as creating
any contractual rights or other legally enforceable
rights for any employee or the Company.
Employees who read or receive this guide are not
necessarily eligible for the benefits described here.
If there is any conflict between the information in
this guide and the actual plans, the plans’ legal
documents will govern.
Chevron Phillips Chemical Company reserves the
right to change or discontinue any of its benefit
plans at the Company’s discretion. Benefit plan
entitlement and terms and conditions for employees
covered by a collective bargaining agreement are
subject to discussions between the parties under the
terms of that agreement and applicable labor laws.
A primary goal of Chevron Phillips
Chemical’s benefits education
initiative — “Smarter. Healthier.
Better.” — is to help you take a more
active role in your health and become
a more knowledgeable health care
consumer. To get you started, here is
our 2013 Preventive Care Guide, which
provides an overview of Chevron Phillips
Chemical’s preventive care coverage, as
well as information on how you can
make the most of your health care
benefits and take steps toward a
healthier lifestyle.
1 2,3,4,5,6,7,8