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2017 EXPAT BENEFITS
GUIDE
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The IEAP is time-saving, convenient, confidential
and personalized, with services that include:
• Phone support 24 hours a day, 7 days a week
so you can speak to trained professionals who
can guide you to the resources you need.
• Internet access to interactive tools, self-
assessments and easy-to-find information
on a variety of topics — available anytime!
• Direct referrals for you and your family, including
local resources such as attorneys, financial
professionals and more.
• A full suite of work/life, legal and financial
services, including child care and elder care
assistance.
• Up to five free confidential counseling sessions
per issue, per year for each covered member.
No matter when, no matter where, you have easy
access to support at no cost to you. Just call or log
on to get started. Call the member services number
located on the back of your member ID card or
log on to the secure Aetna International member
website at
401(k) and Retirement
You will continue to participate in the Chevron
Phillips Chemical Company’s 401(k) Savings and
Retirement Plan. For information on your retirement
benefits, see the Summary Plan Descriptions at
Legal Notices
The Health Insurance Portability and Accountability
Act of 1996 (HIPAA) requires that you receive the
following legal notices.
GRANDFATHERED PLAN STATUS
Chevron Phillips Chemical Company believes
the Aetna International Medical Plan is a
“grandfathered health plan” under the Patient
Protection and Affordable Care Act (the Affordable
Care Act). As permitted by the Affordable Care
Act, a grandfathered health plan can preserve
certain basic health coverage that was already
in effect when that law was enacted. Being a
grandfathered health plan means that your plan
may not include certain consumer protections of the
Affordable Care Act that apply to other plans, for
example, the requirement for an internal appeals
process and an external review process. However,
grandfathered health plans must comply with
certain other consumer protections in the Affordable
care Act, for example, the elimination of lifetime
limits on benefits. (Note: The Company’s medical
plans never imposed a lifetime limit).
Questions regarding which protections apply and
which protections do not apply to a grandfathered
health plan and what might cause a plan to
change from grandfathered health plan status
can be directed to the plan administrator at
10001 Six Pines Drive, The Woodlands,
Texas 77380. You may also contact the
Employee Benefits Security Administration, U.S.
Department of Labor at 1-866-444-3272 or
This website
has a table summarizing which protections do
and do not apply to grandfathered health plans.