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2017 EXPAT BENEFITS

GUIDE

8

DIRECT SETTLEMENT PROCEDURES

Aetna International contracts with selected “direct settlement” medical facilities to facilitate

the payment of large-scale medical costs. When you access care at an AI-contracted direct

settlement medical facility or provider, your out-of-pocket expenses may be reduced because

you’ll generally be responsible for a smaller portion of the bill, and AI will pay the facility

directly for any remaining covered expenses according to the plan’s specific benefits

coverage. That way you don’t have to worry about paying for all your covered medical

expenses up-front.

To initiate a direct settlement request:

1

Online:

– Go to

www.aetnainternational.com

.

– Click on “Members” then “Member Login.” Click on

“Login/Register” next to “Members on US-based plans

and WorldTraveler plans, start here” and log on to the

secure member site.

– Click on “Find Health Care.”

– Click on “International Direct Settlement Hospitals.”

– Select the country and city in which you plan to receive

care.

– Select a provider of your choice.

– Click on “Submit a Request.”

– Follow the instructions to fill out the online form.

OR

2

Call the International Member Service Center at 1-800-231-7729 or 1-813-775-0190

(collect calls are accepted).

Note:

For non-emergency medical

attention, it is advisable to submit your

direct settlement request for processing and

approval at least 10 days before seeking

care. In the event of an emergency

situation, seek the care you need first and

then submit the direct settlement request as

soon as you are able.