2017 EXPAT BENEFITS
GUIDE
11
FSA DEBIT CARD FOR PRESCRIPTION
AND OVER-THE-COUNTER
PURCHASES — SOME Q&As
Q.
If a domestic employee is enrolled in an FSA
and transfers to an Expat assignment mid-year,
what happens to his or her FSA debit card?
A.
Once an employee moves to Expat payroll, his
or her FSA debit card is no longer valid and
paper claims will have to be submitted for
prescription drug and OTC reimbursements.
Q.
What happens when an Expat transfers to
Domestic payroll mid-year? Is the member
sent an FSA debit card?
A.
If the member already has an FSA account,
then an FSA debit card for prescription drug
and OTC reimbursement is reissued.
Q.
What happens if a member transfers from
Expat to Domestic payroll, but didn’t have
an FSA account before they went on Expat
assignment?
A.
Repatriation is considered a qualified status
change and the employee would be eligible to
enroll in an FSA. Once enrolled, he or she will
be issued an FSA debit card for prescription
drug and OTC reimbursements.
Life Insurance and
Long-Term Disability (LTD)
Any basic and supplemental life insurance, basic
and supplemental AD&PL and long-term disability
(LTD) coverages in which you are enrolled will
continue while you are on international assignment.
You can enroll in or change your supplemental
benefits coverage within 31 days after your
expatriation date by contacting the Chevron
Phillips Benefits Service Center online at
www.mercerbenefitscentral.com/cpchembenefitsor
by phone at 1-800-446-1422 or 832-813-1422
(option 1).
Voluntary Benefit Options
If you are enrolled in the Critical Illness Plan through
MetLife, Vision PLUS Plan through VSP, Group Legal
Plan through Hyatt Legal or Group Home & Auto
through Liberty Mutual, those coverages will
continue while you are on international assignment.
You can enroll in or change your critical illness,
vision or legal coverage within 31 days after
your expatriation date by contacting the
Chevron Phillips Benefits Service Center online at
www.mercerbenefitscentral.com/cpchembenefitsor by phone at 1-800-446-1422 or 832-813-1422
(option 1). If you wish to change your Group
Home & Auto coverage, contact Liberty Mutual
at 1-800-837-5254.
Note: The Aetna International expat medical
plan offers a higher level of vision coverage
than the domestic medical plans, so you should
carefully consider your available coverage
before enrolling in or continuing the Vision
PLUS Plan through VSP.
Aetna International’s
International Employee
Assistance Program
The International Employee Assistance Program
(IEAP) can provide you and your family with the
extra support you need to deal with a variety of
issues. The IEAP is a confidential, around-the-clock
service that can help you balance the demands
of work and life. They offer assistance with topics
such as stress management, depression, addictions,
personal finances, child care, adoption, parenting,
elder care and academic services. Through
counseling, online tools, referrals and resource
assistance, the IEAP is designed not only for those
who have a crisis, but for anyone who could use
help in managing everyday situations.