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2017 EXPAT BENEFITS

GUIDE

11

FSA DEBIT CARD FOR PRESCRIPTION

AND OVER-THE-COUNTER

PURCHASES — SOME Q&As

Q.

If a domestic employee is enrolled in an FSA

and transfers to an Expat assignment mid-year,

what happens to his or her FSA debit card?

A.

Once an employee moves to Expat payroll, his

or her FSA debit card is no longer valid and

paper claims will have to be submitted for

prescription drug and OTC reimbursements.

Q.

What happens when an Expat transfers to

Domestic payroll mid-year? Is the member

sent an FSA debit card?

A.

If the member already has an FSA account,

then an FSA debit card for prescription drug

and OTC reimbursement is reissued.

Q.

What happens if a member transfers from

Expat to Domestic payroll, but didn’t have

an FSA account before they went on Expat

assignment?

A.

Repatriation is considered a qualified status

change and the employee would be eligible to

enroll in an FSA. Once enrolled, he or she will

be issued an FSA debit card for prescription

drug and OTC reimbursements.

Life Insurance and

Long-Term Disability (LTD)

Any basic and supplemental life insurance, basic

and supplemental AD&PL and long-term disability

(LTD) coverages in which you are enrolled will

continue while you are on international assignment.

You can enroll in or change your supplemental

benefits coverage within 31 days after your

expatriation date by contacting the Chevron

Phillips Benefits Service Center online at

www.mercerbenefitscentral.com/cpchembenefits

or

by phone at 1-800-446-1422 or 832-813-1422

(option 1).

Voluntary Benefit Options

If you are enrolled in the Critical Illness Plan through

MetLife, Vision PLUS Plan through VSP, Group Legal

Plan through Hyatt Legal or Group Home & Auto

through Liberty Mutual, those coverages will

continue while you are on international assignment.

You can enroll in or change your critical illness,

vision or legal coverage within 31 days after

your expatriation date by contacting the

Chevron Phillips Benefits Service Center online at

www.mercerbenefitscentral.com/cpchembenefits

or by phone at 1-800-446-1422 or 832-813-1422

(option 1). If you wish to change your Group

Home & Auto coverage, contact Liberty Mutual

at 1-800-837-5254.

Note: The Aetna International expat medical

plan offers a higher level of vision coverage

than the domestic medical plans, so you should

carefully consider your available coverage

before enrolling in or continuing the Vision

PLUS Plan through VSP.

Aetna International’s

International Employee

Assistance Program

The International Employee Assistance Program

(IEAP) can provide you and your family with the

extra support you need to deal with a variety of

issues. The IEAP is a confidential, around-the-clock

service that can help you balance the demands

of work and life. They offer assistance with topics

such as stress management, depression, addictions,

personal finances, child care, adoption, parenting,

elder care and academic services. Through

counseling, online tools, referrals and resource

assistance, the IEAP is designed not only for those

who have a crisis, but for anyone who could use

help in managing everyday situations.