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Welcome

Congratulations on your international assignment. Whether you are a newly hired

employee or a current domestic employee who is moving to an expatriate assignment,

we want to be sure you understand your benefits.

As an expatriate employee, you are automatically enrolled in a special benefit

program designed specifically for employees living abroad. Chevron Phillips Chemical

is continuing to partner with Aetna International to provide your expatriate health care

benefits. To make sure you and your family are aware of the resources and services

available to you and know where to go if you have a question or need information,

we offer this Expatriate Benefits Guide. If you are a newly hired expatriate employee,

we encourage you to also read the New Hire Benefits Guide that’s included in your

new hire packet and at

www.mycpchembenefits.com/new-hires

.

Once again, congratulations on your international assignment. We hope you enjoy

your time abroad.

Sincerely,

The Chevron Phillips Chemical Benefits Team

This booklet is for guidance of Company employees and is not to be construed as creating any contractual

rights or other legally enforceable rights for any employee or the Company. Employees who read or

receive this guide are not necessarily eligible for the benefits described here. If there is any conflict

between the information in this guide and the actual plans, the plans’ legal documents will govern.

Chevron Phillips Chemical Company reserves the right to change or discontinue any of its benefit plans at

the Company’s discretion. Benefit plan entitlement and terms and conditions for employees covered by a

collective bargaining agreement are subject to discussions between the parties under the terms of that

agreement and applicable labor laws.