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Expatriate Benefits
Chevron Phillips Chemical is pleased to offer its expatriate employees an international health care
program called Aetna International (AI). AI has many special features that will make it easy for you
to obtain and pay for health care while on international assignment:
•
Worldwide medical coverage,
•
Round-the-clock member service,
•
Innovative tools and resources,
•
Direct payment to many hospitals worldwide,
•
World-class technology,
•
24-hour nurse hotline,
•
Pre-trip planning resources, and
•
Claims reimbursement in over 100 currencies.
Aetna International offers several tools to help you manage your medical plan and your health:
•
Aetna International member website at
www.aetnainternational.com,
•
Aetna Navigator™ at
www.aetnanavigator.com,
•
International Member Service Center, and
•
Simple Steps To A Healthier Life
®
.
The medical plan will pay different amounts depending on whether you receive benefits inside or
outside the U.S. In the U.S., you will receive a higher level of benefits if you receive care from an
in-network Aetna provider. The co-insurance amounts are:
•
90% outside the U.S. (100% for employees enrolled in the Saudi Arabia or other Middle
East Plans),
•
100% in-network (in the U.S.) for designated preventive services,
•
80% in-network (in the U.S.) for non-preventive services, and
•
60% out-of-network (in the U.S.) after deductible.
Using Aetna International as the administrator of the medical plan for expatriate employees on
international assignment offers several advantages:
•
Employment transitions from domestic to expatriate and expatriate to domestic are relatively
seamless with Aetna being the health care provider both domestically and internationally.
•
When you move from domestic to expatriate status, your deductibles and annual out-of-pocket
maximums do not start over during the calendar year. Your medical plan and dental plan
deductibles and out-of-pocket maximums are also prorated when you repatriate.*
•
If you elect to contribute to a Health Care Flexible Spending Account, you can be reimbursed
automatically without having to submit paper requests.
* Restrictions apply for the Value CDH Plan.
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2017 EXPAT BENEFITS
GUIDE
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